Terms of use

Please read these Terms of Use (“Terms”, “Terms of Use”) carefully before using the website operated by Apex Business Coaching Up (“we”, “our”, “us”). These Terms apply to all visitors, users, and others who access or use the website.

By accessing or using the website, you agree to be bound by these Terms. If you disagree with any part, please refrain from using our services.


1. Use of the Website

This website is provided for informational and commercial purposes related to our coaching services. You agree not to misuse the website, interfere with its operation, or use it in any unlawful or harmful way.

You must not:

  • Attempt unauthorized access to any part of the website or its related systems.

  • Reproduce, duplicate, copy, or resell any part of the site content without express written permission.

  • Use the website to engage in fraudulent, deceptive, or abusive activities.

We reserve the right to terminate or suspend access to our website immediately, without prior notice or liability, for any violation of these Terms.


2. Intellectual Property

All content, features, and functionality on the website—including text, images, logos, icons, documents, and layout—are the exclusive property of Apex Business Coaching Up and are protected by international copyright, trademark, and intellectual property laws.

You are granted a limited, non-exclusive, and non-transferable license to use the website for personal or business-related browsing purposes only.


3. User Accounts

To access certain services or make bookings, you may be required to provide personal information and create an account. You are responsible for maintaining the confidentiality of your account and password and for all activities that occur under your account.

Apex Business Coaching Up reserves the right to disable or delete accounts that are inactive, contain false information, or violate these Terms.


4. Payment and Billing

All payments for coaching services must be made in full prior to the start of the service period. Prices are displayed in Singapore Dollars (SGD) and are subject to change without notice.

We accept major credit cards and electronic payments through secure third-party providers. Apex Business Coaching Up does not store or have access to your payment information.


5. Limitation of Liability

Apex Business Coaching Up and its representatives shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the website or coaching services.

We do not guarantee any specific results or business outcomes, and we are not liable for decisions you make based on our coaching or content.


6. Service Disclaimer

Our coaching services are designed to offer strategic guidance, performance insights, and personal development tools. However, they are not a substitute for legal, financial, medical, or psychological advice.

Apex Business Coaching Up does not guarantee specific financial gains, career achievements, or business growth. Client outcomes depend on multiple factors including personal commitment, market conditions, and external circumstances.

By enrolling in our services, you acknowledge that:

  • Coaching results vary from person to person.

  • You are fully responsible for your own decisions and actions.

  • Apex Business Coaching Up shall not be held responsible for any losses or setbacks related to your business or personal life.

All coaching content and discussions are confidential but are not legally privileged communications.


7. Refund Policy

At Apex Business Coaching Up, we are committed to delivering value and excellence. However, due to the personalized nature of our services, we operate under the following refund terms:

No refunds will be issued for:

  • Completed sessions or partially used monthly packages.

  • Missed sessions without 24-hour advance notice.

  • Dissatisfaction based on subjective expectations after services have been rendered.

Refunds may be considered on a case-by-case basis under exceptional circumstances and are subject to management approval. To request a refund, please email support@apexbizfix.com with full details of your request and reason.

We also reserve the right to cancel coaching relationships or subscriptions if we determine that the engagement is not productive or respectful, in which case a prorated refund may be offered.


8. Privacy

We take your privacy seriously. By using our website, you consent to the collection and use of information as outlined in our Privacy Policy. We do not sell or distribute your personal data to third parties without consent, except as required by law.


9. Modifications

We reserve the right to modify or replace these Terms at any time. We will provide notice by updating the date at the top of this page. It is your responsibility to check for changes periodically. Continued use of the website after changes indicates acceptance of the new Terms.


10. Governing Law

These Terms shall be governed and construed in accordance with the laws of the Republic of Singapore, without regard to its conflict of law provisions.


11. Contact Us

If you have any questions about these Terms, our services, or need support, please contact us at:

Email: support@apexbizfix.com
Company: Apex Business Coaching Up
Location: Singapore